The Royal Selangor Golf Club
Kuala Lumpur, Malaysia

The Circular
 
 
 
  GOLFER'S  INSURANCE  SCHEME

| Coverage |  Premiums  | Claims |      

 

The Malaysian Golf Association (MGA) and BHI Insurance (M) Sdb Bhd (BHI) are pleased to present an exclusive Golf Insurance Scheme to all members of Golf Clubs affiliated to the MGA.

This scheme is designed so that cover applies whilst in any golf courses in Malaysia and elsewhere in the world during temporary visits. Golf equipment is covered against loss or damage. The scheme can also be extended to cover Member's spouse and  dependant children with an additional premium of RM30. Additional dependant children can be included at RM10 each.  However the benefits will differ as Personal Accident cover under Section 4 will only be RM50,000 per person and will exclude the weekly benefits. 

  COVERAGE

Sum Insured / Liability Limit 
Option A Option B Option C
Section 1       

A

 Loss or damage to golf equipment (including golf clubs, golf balls, golf shoes, golf bags) whilst in the golf courses or club anywhere in Malaysia or elsewhere in the world during temporary visits. RM6,000 per complete set RM10,000 per complete set RM15,000 per complete set
  Maximum limit per club/golf equipment RM750 RM2,000 RM3,000
  Excess for each and every claim Nil Nil Nil

B 

 Accidental damage to buggy or turfmate whilst during play within boundaries of the golf club (excluding wear and tear) RM2,500 RM2,500 RM2,500
  Section 2      
 

Personal Liability

Damage to property or bodily injury to Third Parties whilst member is playing golf within the boundary of the golf clubs or golf courses anywhere in Malaysia and within the boundary of the golf clubs or golf courses elsewhere in the world during temporary visit.

RM3,000,0000 (any one occurrence) RM3,000,000 (any one occurrence) RM3,000,000 (any one occurrence)
  Section 3      
  Reimbursement for Hole-in-One

(For any kind of circumstances, either during social games or any tournaments, subject to the condition of minimum 3 balls whilst in play)

 RM1,500

(Any one claim)

 RM1,500

(Any one claim)

 RM1,500

(Any one claim)
  Section 4      

Personal Accident whilst on the golf course

      

A

 Accidental Death or Permanent Disablement  :-      
  Member RM200,000 RM200,000 RM200,000
  Spouse and up to 2 Dependant Children RM50,000 per week per person RM50,000 per week per person

RM50,000

per week per person

B

 Weekly Benefits (for Members only)

 

 RM500 per week RM500 per week RM500 per week
  Excess for each and every claim 1st  three weeks 1st  three weeks 1st  three weeks

 C

 Medical Expenses (Member, Spouse and up to 2 Dependant Children)

RM2,500

 RM2,500 RM2,500
  Excess for each and every claim RM75 RM75

RM75
  Section 5
  Reimbursement of cost involved in the replacement of lost / stolen credit cards and / or passport whilst at the clubs RM3,000 RM3,000 RM3,000
  Section 7      
  Armed robbery & hold-up whilst in play (excluding cash) RM10,000 RM10,000 RM10,000
  Section 8      
  Credit shield - to reimburse outstanding billing balance incurred at the Principal Golf Club upon the demise of the insured Person RM7,500 RM7,500 RM7,500
* EXTENDED COVER      

(For Section 1A only whilst other sections remain the same).

Subject to additional premium

      
  Cover loss or damage to golf equipment (including golf clubs, golf balls, golf shoes and golf bags) anywhere in Malaysia or elsewhere in the world during temporary visits. RM6,000 per complete set RM10,000 per complete set RM15,000 per complete set
  Maximum limit per club/golf equipment RM750 RM2,000 R3,000
  Excess for each and every claim RM50 RM50 RM50
         

Dependant Child ~ Age 8 to 21 years old only
 

  PREMIUMS
 

Annual

Half  Year

Last Quarter
   1 Jan - 31 Dec 1 July - 31 Dec 1 Oct - 31 Dec

Premium by Option (in RM)

 A B C A B C A B C

Individual

 70 115 160 50 80 100 30 50 70

Individual with Extended Cover*

 120 190 260 85 130 180 50 80 105

Family Package

 100 145 190 70 100 130 45 65 85
Family Package with Extended Cover* 150 220 290 105 150 200 60 90 115
HOW TO MAKE A CLAIM

 

In the event of a claim, complete the Claim Form which is obtainable from the  Administration Department or Front-Office Counter and have the same returned to the Administration Department.   For further details, send email to admin@rsgc.com.my or ring 92063-206/222/210. 

Guidelines of Document to be submitted together with the Claim Form for the following nature of claims :-

Lost / Theft of clubs

Copy of police report or certification from Club Management .

Relevant purchase receipt of new club.

Damage to clubs

Photograph of damaged club

Repair bills